- Bank-grade security
- No downtime, instant settlement
- 24/7 human support
MaliSwap13:30Send to13:30Send Money13:30Track Transfer13:30- Payment receivedFrom your wallet
- Processing transferConverting & routing funds
- Out for payoutArriving on M-Pesa
- DeliveredRecipient notified
Global Reach13:30Virtual Card13:30MaliSwapVirtual CardRewards13:30Notifications13:30Cross-Border Payments
Send and receive payments across Africa, the GCC, and Asia with stablecoin rails that bypass the SWIFT bottleneck.
FX Conversion
Competitive rates on KES, AED, CNY, GBP, and USD. No hidden spreads. No inflated bank margins.
Business Treasury
Manage multi-currency balances in one place. Convert, hold, or disburse on demand.
Multi-Currency Wallet
Hold, convert, and move between currencies from one single secure account, ready for any trade corridor.
Built for the trade routes that matter
Kenya
UAE
China
UK
USA
Uganda
Tanzania
RwandaThe Problem
Poor exchange rates, unpredictable total cost.
Significant delays, arbitrary funds holding.
One-way flow, inaccessible to the unbanked.
Sudden account freezes.
Unclear landing amount, no clear receipts.
No direct channels, slow response times.
Ignoring mobile money, hard for suppliers and partners abroad.
Local-to-USD-to-local routing quietly charges two spreads instead of one.
One-off transfers, no easy way to send recurring supplier payments or payroll abroad.
Built for Businesses Like Yours
Whether you're importing, scaling, or paying across borders - MaliSwap is built around how your business actually moves money.
Importers & Traders
Pay overseas suppliers faster than a bank wire, cheaper than a forex bureau.
Learn MoreSMEs & Corporates
Manage cross-border payroll, supplier payments, and FX in one place.
Learn MoreGrowing Businesses
Scale across borders without the friction of traditional banking.
Learn MoreProfessional Services
Two-way payments for businesses billing or paying internationally - without losing margin to fees.
Learn MoreThe Solution - The Two-Way Financial Bridge
Instant, low-cost, transparent two-way transfers solving the core frustrations of traditional remittances.
A single, low fee with fair exchange rates, no hidden charges.
Seamlessly send and receive across borders.
Funds delivered in minutes, not days.
A user-friendly mobile app designed for everyone.
Real human help via chat and phone.
One platform for all cross-border financial needs.
Direct partnerships with mobile money and local banks.
Transparent processes, no sudden account freezes.
How Much Money Moves - And Where It Gets Stuck
African trade corridors move billions every year, but most of it travels through slow, opaque, SWIFT-dependent pipes. Here's where the friction is - and what we're removing.
Moved annually through African trade corridors alone
Typical fees & hidden FX markups charged by incumbents
Average settlement time on legacy transfer rails
Most platforms only send money out - receiving back is an afterthought
Layered FX markups and fixed fees eat into every transfer before it lands.
Correspondent-bank routing through SWIFT adds days that businesses can't afford to wait.
Manual, opaque KYC checks cause delays and unexplained account freezes.
Mobile-money-first economies are underserved by bank-first platforms.
Cross-Border Trade Payments Are Growing - And the Corridor Is Still Underserved
Cross-border trade flows into and out of Africa have climbed steadily for a decade, based on published market trend data. We're building MaliSwap to capture the next leg of that growth.
Illustrative figures based on published African trade corridor market trend reporting. 2026 figure is a market estimate, not a guarantee.
Why Similar Services Fall Short - And Why We Won't
Every option on the market today solves part of the problem. None of them solve all of it. That gap is exactly where MaliSwap is built to win.
| Competitor Type | Strengths | Where They Fall Short |
|---|---|---|
| Legacy Operators (Banks, Exchange Houses) | Trusted brands, physical presence | High fees, slow, poor digital experience |
| Digital Apps (Wise, Remitly, etc.) | User-friendly apps, global reach | Hidden costs, unreliable speed into Africa |
| MaliSwap | Local integration, instant settlement, full transparency | The opportunity we are built to capture |
Seamless money movement to and from Africa, supporting both families and businesses.
Proactive identity verification without unnecessary friction or surprise freezes.
Direct mobile money partnerships mean funds land in minutes, not days.
You see the exact landing amount before you pay - every time.
Deep specialization in GCC-Africa routes for better rates and service.
Every feature built around the real ways money moves - for families, traders, travelers, freelancers, and friends.
How It Works
13:30
1. Register & Onboard
Register your business and create your MaliSwap account in minutes.
13:302. Complete KYC
Submit your ID securely for instant verification.
13:303. Get Approved
Swift account approval, typically within hours.
13:304. Fund & Convert
Deposit in your local currency - MaliSwap converts via stablecoin rails at real-time rates.
13:305. Settle
Your recipient receives funds in their preferred currency - M-Pesa, bank transfer, or wallet - fast.
Fund Your Transfer, Your Way
Whichever wallet, card, or bank you already use - MaliSwap is built to plug straight into it.
Fund directly from M-Pesa, MTN MoMo and other supported mobile wallets across your corridor.
See Funding MethodsLink your bank account for direct, secure funding - no manual top-ups needed.
See Funding MethodsTop up instantly with a linked debit or credit card whenever you need to send.
See Funding MethodsHold and move funds across currencies from a single account, ready for any corridor.
See Funding MethodsAnnual African trade corridor volume
Kenya, UAE, China, UK, USA
Dedicated human support
What We Heard When We Asked
Before writing a line of code, we interviewed importers, traders, SME finance teams, and treasury managers moving money across African trade corridors. The gaps below came up again and again - they're the gaps MaliSwap is built to close.
“Money I send can take days to land. My family needs it the same day, not three days later.”
- Diaspora sender, UAE -> Kenya“I never know the exact amount that will land until after I've already paid. That uncertainty is the real cost.”
- Small business owner, Lagos“Everything is built for sending one way. I also need to receive payments from clients abroad, not just collect remittances.”
- Freelance consultant, Accra“By the time the fees and the bad exchange rate are factored in, almost a tenth of what I send just disappears.”
- Diaspora sender, Saudi Arabia -> Nigeria“I sell online and get paid from three different countries. I never know what rate I actually got until it's too late to do anything about it.”
- Online seller, Nairobi“When a transfer got stuck, I couldn't find anyone to actually talk to. I was just refreshing the app for two days.”
- Construction worker, Qatar -> Uganda“My customers pay with mobile money, not bank transfers. Most services act like that doesn't exist.”
- Market trader, Accra“Every new app wants different paperwork. I gave up twice before I found one that actually verified me the same day.”
- Remittance sender, Dubai -> South Sudan“I needed to pay a hospital bill the same day. The transfer I had used before took two days to clear and that almost cost us.”
- Family caregiver, Riyadh -> Kenya“Paying remote staff in three countries every month means three different processes and three different headaches.”
- HR manager, Lagos-based logistics company“I don't just want to send money, I want to hold some of it and move it when the rate is good. Nothing lets me do that easily.”
- Diaspora sender, Bahrain -> Ghana“When something went wrong, support didn't speak my language and the fees were never explained clearly anyway.”
- First-time user, KhartoumConnecting Every Corner of the World
One network linking families, businesses, and communities across continents - so distance never gets in the way of moving money.
A single platform bridging corridors across multiple continents.
Money lands in minutes, no matter how far it travels.
Direct partnerships with banks and mobile money in every corridor.
Bank-grade security wherever your money is headed.
Be Ready to Send Money the Moment We Launch
Join the waitlist now and you'll be first in line to open an account, get verified, and send your first transfer when MaliSwap goes live.
13:301. Join the Waitlist
Reserve your spot with just an email address.
13:302. Get Early Access
We'll notify you the moment your corridor goes live.
13:303. Verify Identity
Quick KYC check to keep your account secure.
13:304. Send Your First Transfer
Move money across borders in minutes.
Ready to Move Money the Smarter Way?
Join businesses already signed up for early access to MaliSwap - built on security, seamlessness, and zero downtime, so you can keep trade moving without the friction of traditional banking.
Get Early AccessInsights & Updates
News, product updates, and perspectives on building a seamless two-way bridge between the GCC and Africa.
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