Fees & Exchange Rates

Radical transparency: the exact landing amount, every time - no hidden charges.

How Our Fees Work

We keep it simple: one flat, disclosed fee per corridor, plus a live market exchange rate - never a number we make up on the spot.

Flat, Disclosed Fee

Every corridor has one flat fee - not a sliding percentage that creeps up as you send more.

Live Market Exchange Rate

Your rate is pulled from real-time market indices at the moment you transact, not a stale or padded rate.

No Hidden Markup

No FX margin buried in the rate. What you see on the confirmation screen is exactly what your recipient gets.

Corridor Fee Table

Because exchange rates move with the market, we don't advertise a fixed percentage upfront - you'll always see the exact fee and landing amount before you confirm a transfer.

CorridorFeeExchange RateTypical Delivery Time
UAE → KenyaFlat rateLive market rateMinutes
US → KenyaFlat rateLive market rateMinutes
US → NigeriaFlat rateLive market rateMinutes
UAE → NigeriaFlat rateLive market rateMinutes

Representative Exchange Rate Example

Send $100 from the US to Kenya: you see the exact KES amount your recipient will receive, the fee, and the exchange rate - before you confirm. Nothing changes between what you're quoted and what lands.

What Determines Your Final Rate

A handful of real-world factors feed into the live market indices behind every transfer - which is why we quote the exact number at checkout instead of a fixed percentage in advance.

Corridor

Each sending and receiving country pair has its own market liquidity and rate.

Payout Method

Mobile money, bank deposit, or cash pickup can each carry slightly different costs.

Market Conditions

Currency markets move throughout the day - your rate reflects the moment you send.

Transfer Amount

Larger transfers may unlock better rates as we scale liquidity across corridors.

MaliSwap vs. Traditional Options

Provider TypeHow Fees WorkWhat You Actually Get
Banks & Exchange HousesFlat fee plus a marked-up exchange rateHard to know your true cost upfront
Digital Remittance AppsAdvertised low fee, FX markup hidden in the rateThe number you see isn't the number you get
MaliSwapOne flat fee, live market rate, shown before you confirmThe quote is the landing amount - every time

Fee Questions, Answered

Will the fee ever surprise me?

No. The exact fee and landing amount are shown before you confirm - what you see is what your recipient gets.

Why don't you list a fixed percentage?

Exchange rates move with the market throughout the day, so we quote the live, exact figure at the moment you transact instead of a number that could be stale by the time you send.

Is there an FX markup in the rate?

No. We pass through the live market rate with no hidden margin layered on top.

Still have questions? Contact us - real human support, 24/7.

Security. Seamlessness. No Downtime.

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