Built for Speed & Security

Simple Process. Powerful Infrastructure.

A five-step experience from onboarding to settlement - designed for security, seamlessness, and zero downtime.

How It Works

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Register & Onboard

★★★★★

GET

App Store & Google Play

1. Register & Onboard

Register your business and create your MaliSwap account in minutes.

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Verifying ID…

Instant, secure KYC check

2. Complete KYC

Submit your ID securely for instant verification.

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Account Approved

You're ready to fund & send

3. Get Approved

Swift account approval, typically within hours.

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Fund & Convert

Bank · Card · Mobile Money · RTGS

4. Fund & Convert

Deposit in your local currency - MaliSwap converts via stablecoin rails at real-time rates.

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Settle

KES 12,940 · Arriving in minutes

5. Settle

Your recipient receives funds in their preferred currency - M-Pesa, bank transfer, or wallet - fast.

A Look Inside the App

Designed to Feel Effortless

This is a preview of the MaliSwap app we're building - swipe through the screens to see how easy it'll be to send money, track a transfer, and stay in control, all from one secure wallet.

Instant. Send in a few taps, settle in minutes.
Secure. Bank-grade encryption on every screen.
Simple. No clutter, no confusing menus.

Get Early Access

MaliSwap

MaliSwap13:41

Total Balance

$ 2,480.00

AED 9,112 · KES 320,400

Send

Receive

Convert

Support

Recent Activity

To Wanjiru K. - Kenya-$120.00

From Salary Deposit+$1,800.00

To Mum - Nigeria-$75.00

Send to13:41

Choose destination country

🇰🇪Kenya

🇳🇬Nigeria

🇦🇪UAE

🇺🇸USA

Continue to Kenya

Send Money13:41

You send

$ 250.00

1 USD ≈ 138.7 KES

They receive

KES 34,675

WK

Wanjiru KamauM-Pesa · Kenya

Confirm & Send

Track Transfer13:41

KES 34,675 to Wanjiru K.

Payment receivedFrom your wallet
Processing transferConverting & routing funds
Out for payoutArriving on M-Pesa
DeliveredRecipient notified

Global Reach13:41

One network connecting 12+ countries - send and receive anywhere, instantly.

Virtual Card13:41

MaliSwapVirtual Card

4291 ···· ···· 0073

Wanjiru Kamau12/28

Freeze

Limits

Details

Rewards13:41

Your Points

1,240

260 pts to your next reward

$5 Fee Voucher500 pts

Redeem

Free Transfer1,000 pts

Redeem

$20 Cashback2,500 pts

Locked

Notifications13:41

Transfer deliveredWanjiru K. received KES 34,675

Rate alertUSD → KES is up 0.8% today

New device loginVerified with Face ID just now

Deposit receivedSalary deposit of $1,800.00 cleared

Every Service, One App

Click a service below to see exactly how it works, step by step.

Send money across borders in minutes, at a transparent rate.

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Choose Corridor

Pick the send & receive country

1. Choose Corridor

Pick the send & receive country

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Add Recipient

Enter their payout details

2. Add Recipient

Enter their payout details

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Review & Confirm

See the exact rate & fee upfront

3. Review & Confirm

See the exact rate & fee upfront

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Money Sent

Arrives in minutes, tracked live

4. Money Sent

Arrives in minutes, tracked live

A MaliSwap card linked to your wallet, for spending anywhere.

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Apply for a Card

Instant eligibility check

1. Apply for a Card

Instant eligibility check

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Card Issued

Virtual card ready immediately

2. Card Issued

Virtual card ready immediately

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Add to Wallet

Apple Pay, Google Pay & more

3. Add to Wallet

Apple Pay, Google Pay & more

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Spend Globally

Use it online or in-store anywhere

4. Spend Globally

Use it online or in-store anywhere

Earn points on every transfer and redeem them for real savings.

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Earn Points

On every transfer & card spend

1. Earn Points

On every transfer & card spend

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Track Balance

See your points grow in-app

2. Track Balance

See your points grow in-app

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Redeem Points

Apply toward fees or rewards

3. Redeem Points

Apply toward fees or rewards

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Enjoy the Savings

Lower cost on your next send

4. Enjoy the Savings

Lower cost on your next send

Invite anyone in your network - you both earn every time they join and send. Share your code widely enough and it adds up to real, ongoing income.

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Share Your Code

Send your unique referral link

1. Share Your Code

Send your unique referral link

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Friend Signs Up

They create their MaliSwap account

2. Friend Signs Up

They create their MaliSwap account

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First Transfer

They complete their first send

3. First Transfer

They complete their first send

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You Both Earn

Rewards land in both wallets

4. You Both Earn

Rewards land in both wallets

Pay bills and top up airtime back home, straight from your balance.

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Choose Biller

Airtime, utilities or TV bundles

1. Choose Biller

Airtime, utilities or TV bundles

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Enter Details

Account or phone number

2. Enter Details

Account or phone number

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Confirm & Pay

Paid instantly from your wallet

3. Confirm & Pay

Paid instantly from your wallet

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Instant Confirmation

Receipt sent immediately

4. Instant Confirmation

Receipt sent immediately

Hold, convert, and move between currencies in one wallet.

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Hold Currencies

KES, USD, AED & more in one place

1. Hold Currencies

KES, USD, AED & more in one place

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Auto-Convert

Always at the best available rate

2. Auto-Convert

Always at the best available rate

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Move Between Wallets

Shift funds instantly, no fees

3. Move Between Wallets

Shift funds instantly, no fees

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Spend or Withdraw

Use anywhere, anytime

4. Spend or Withdraw

Use anywhere, anytime

Funding Methods We're Building

Deposit in your local currency - MaliSwap converts via stablecoin rails at real-time rates behind the scenes, so you never have to think about the conversion layer.

Bank Transfer

Link your bank account for direct funding.

Debit / Credit Card

Instant top-up with a linked card.

Mobile Money

Fund directly from supported mobile wallets.

RTGS

Real-Time Gross Settlement for larger business transfers.

Planned Settlement Methods by Corridor

These are the corridors we're prioritizing for our first launches, in the order outlined on our roadmap.

Corridor	Planned Settlement Options	Target Phase
Kenya → UAE	Bank Transfer, Mobile Wallet	Soft Launch
Kenya → China	Bank Transfer	Soft Launch
Kenya → UK	Bank Transfer, Mobile Wallet	Initial Scale
Kenya → USA	Bank Transfer, Mobile Wallet	Initial Scale
Kenya ↔ East Africa	M-Pesa, Mobile Money, Bank Transfer	Initial Scale

Have More Questions?

Visit our FAQ page for answers on KYC, transfer times, security, and corridor coverage.